A personal dashboard to track spending, savings and long‑term planning scenarios. An informational tool for personal finance overview.
Forget excel sheets. FireNation supports **multi-currency tracking**. Whether you have USD stocks, EUR real estate, or CHF pension, we consolidate everything into a real-time Net Worth view. We automatically handle currency conversion rates so you always see your total wealth in your preferred base currency.
Retirement planning isn't about averages. Our **Monte Carlo** engine runs 1000+ market scenarios based on historical volatility. Know exactly *when* you can retire with 90% confidence. We don't just use a simple 7% growth assumption; we stress-test your portfolio against market crashes and inflation spikes.
Take control of your spending with our 50/30/20 budget planner. Categorize your expenses, identify savings opportunities, and stay on track with your financial goals. Simple, effective, and fully customizable.
Join a transparent community of builders. Unlike Reddit, FireNation verifies users' Net Worth (anonymously) so you know you're getting advice from people who are actually walking the path. Filter discussions by country to find tax tips relevant to your specific location.
FIRE stands for Financial Independence, Retire Early. It is a increasing movement of people dedicated to a program of extreme savings and investment that allows them to retire far earlier than traditional budgets and retirement plans would allow.
The core principle is simple: save aggressively (often 50-70% of income), invest wisely in low-cost index funds, and reach a point where your investments cover your living expenses forever. By accumulating assets equal to 25 times your annual expenses, you can theoretically withdraw 4% annually without depleting your principal.
FireNation is built to help you navigate this journey. We provide the tools to track your savings rate, project your growth, and connect with others on the same path.
Most calculators are too simple. They assume a static 7% return every single year. FireNation is different. We model tax brackets, inflation, potential market crashes, and variable withdrawal rates to give you a realistic roadmap to freedom.
We believe that financial freedom should be accessible to everyone, not just finance experts. That's why we've combined professional-grade analytics with a simple, intuitive interface.
Yes. We use Google Firebase for bank-level security. Your data is encrypted in transit and at rest. We do not store your bank login credentials directly; we only store the manual entry data or tokens provided by secure aggregators.
Standard calculators assume a fixed return. Our Monte Carlo engine simulates 1000 different futures with random volatility derived from historical S&P 500 data. If your plan survives 90% of those futures, you are considered 'FI Ready'. This helps you understand the probability of success rather than just a best-case scenario.
We prioritize security above all else. FireNation does not touch your bank credentials directly. We allow you to manually input data for maximum privacy. For those who choose to link accounts, we use industry-standard encryption and read-only access.
Yes! FireNation offers a robust free tier that includes Net Worth tracking, the FIRE calculator, and access to the community sections. We believe financial literacy should be free.
We support all major global currencies including USD, EUR, CHF, GBP, CAD, AUD, and more. You can track assets in their native currency, and we'll convert them to your main currency for your total Net Worth view.
We calculate your 'Years to FIRE' by analyzing your current invested assets, your monthly savings rate, and your target retirement number. We project your portfolio growth using your expected return rate (adjusted for inflation) until it hits your target.
The Safe Withdrawal Rate (SWR) is the percentage of your portfolio you can withdraw each year in retirement without running out of money. The standard rule is 4%, but many conservative investors prefer 3% or 3.5%. FireNation lets you customize this.
Yes, you can export your transaction history and account balances to Excel or CSV formats at any time. Your data belongs to you.
FireNation provides general educational information and tools for estimation. We are not tax professionals. We recommend consulting with a certified accountant for specific tax advice in your country.
You can reach our support team via the contact form in the footer or by emailing support@firenation.tech. We typically respond within 24 hours.